- Sole Thailand partner of Istituto Elvetico di Garanzia S.A.

Property guarantees,
underwritten, not just promised.

We prepare and manage the surety bonds that let Thailand property developers back their purchase and rental guarantees with an independent institution — protecting every buyer who relies on them.

Request a consultation
See how a bond works

DB Consulting is the exclusive Thailand-based
consulting partner handling documentation,
translation and certification for bonds
issued by the Swiss institution Istituto
Elvetico di Garanzia S.A.

- The risk in an unbacked promise

A guarantee is only as strong as what stands behind it — and buyers have started asking

Thailand's real estate market has seen a wave of developers marketing guaranteed rental returns and buy-back promises to attract buyers. It's an effective pitch, but a growing number of buyers now want to know what happens if it isn't honoured.

When a rental promise goes unmet or a project stalls, the fallout doesn't stay with one buyer — it affects your reputation with everyone still deciding whether to sign, and with every future project you bring to market.

A surety bond changes that equation. It moves your guarantee off your word alone and onto a regulated third-party institution obligated to pay — turning a sales claim into something buyers can actually verify.

Buyer hesitation

Prospects who stall or walk away when a guarantee can't be independently verified.

Reputation risk

One unmet promise shapes how buyers see every unit you have left to sell — and every project after this one.

Disputes you own

Without a bond, an unmet guarantee becomes a dispute you have to manage and resolve directly.

- The guarantee

Two bonds, one purpose: a guarantee
your buyers can actually verify

We advise on and prepare the full application for both bond types, so the guarantee
you offer sits behind an independent institution from the moment a buyer signs.

Disputes you own

Without a bond, an unmet guarantee becomes a dispute you have to manage and resolve directly.

Purchase protection

Property Purchase Bond

Covers the financial obligations tied to a buyer's acquisition — including deposits and staged payments on units that are under construction or yet to be built.

  • Protection your buyers can rely on if delivery is delayed or doesn't happen
  • A safety net for pre-construction and off-plan sales
  • Recourse that doesn't run through you directly

Income protection

Guaranteed Rental Income Bond

Backs the rental income guarantee you offer buyers, so the promise holds even if a unit underperforms or the market turns.

  • Continuity of income for your buyer, without it becoming your ongoing liability
  • Coverage for single units or a full project
  • A guarantee your sales team can point to, not just promise
DB Consulting Thailand partner You Developer Istituto Elvetico Swiss surety

DB Consulting prepares your documentation and manages the application in Thailand
Istituto Elvetico di Garanzia S.A., a Swiss institution, issues the bond and stands behind
the guarantee — protecting the buyers you sell to.

- How it works

From consultation to a bond in your hands

01 Consultation

After an initial meeting with the builder or developer, during which the project and the applicant's requirements are reviewed at a high level, and provided that the preliminary assessment is deemed satisfactory, we request all the necessary documentation. We provide a detailed checklist of the required documents and verify that each item is complete, accurate, and compliant, ensuring that a comprehensive application package is prepared and ready for submission to the Swiss institution.

02 Documentation

Once all the documentation requested during the consultation has been received, our team carries out a thorough review of each document, verifying its completeness, accuracy, and compliance with the requirements of the Swiss institution. We then organize the entire documentation package according to the order and format required by the financial institution, helping to streamline and expedite the evaluation process. All documentation must be submitted in English. If any documents are provided in another language, DB Holding Consulting will arrange for their translation, ensuring that every document meets the standards required for the submission of the application.

03 Submission

Once the application has been completed and all supporting documentation has been prepared in accordance with the required procedures and criteria, DB Holding Consulting submits the complete application package to the Swiss institution for the start of the evaluation process. Throughout the assessment, DB Holding Consulting remains the client's dedicated point of contact, managing any requests for additional documentation or clarification from the Swiss institution until the evaluation process has been completed.

04 Issuance

Once the application has been approved, the Swiss Institute will issue the surety bond.

The document will initially be sent to the client electronically by email. DB Consulting will subsequently arrange for delivery of the original hard copy of the surety bond.

A unique application identification code appears at the end of the document. Using this code together with the personal password provided to the client, the client will be able to access the online verification portal at any time to check the status of the surety bond, including its activation date and expiry date.

- Why work with us

Cross-border experience, on the ground in Thailand

Sole Thailand partner

We are the exclusive Thailand-based consulting company for Istituto Elvetico di Garanzia S.A., so your application follows a route the institution already knows.

Documentation handled end to end

Translation, certification and submission are managed for you, reducing the back-and-forth that usually slows a cross-border application.

Focused on real estate

Our practice is concentrated on property purchase and rental income protection, so the advice you get is specific to real transactions, not generic.

Built for your sales process

We handle documentation once, at the project level, so your sales team can offer the same bonded guarantee to every buyer without repeating the process.